NAB Graduate Programs & Internships

We’re NAB.

For almost 160 years, we’ve been helping our customers with their money.

Today, we have more than 30,000 people serving 9,000,000 customers at more than 900 locations in Australia, New Zealand and around the world.

As Australia’s largest business bank, we work with small, medium and large businesses. We’re there from the beginning to support them through every stage of the business lifecycle.

We fund some of the most important infrastructure in our communities – including schools, hospitals and roads. And we do it in a way that’s responsible, inclusive and innovative.

More than money.

We know that to be Australia and New Zealand’s most respected bank, we need to be good with money. And we need to be just as good with people, too.

GRADUATE PROGRAM BASICS

The 2021 NAB Graduate Program is tailored to suit your skills and knowledge. It involves two rotations across our business, over a 15 month period. Rotations are designed to give you broad experience, introducing you to all aspects of life at one of Australia’s largest and most successful financial institutions. You’ll work at the operational level as well as have the opportunity to work with senior level management.

When you apply for the NAB Graduate Program, you’ll be asked to select a program stream taking into consideration your desired location, the discipline you’ve studied and the business area you want to build your career in. You’ll have rotations within your ‘home’ stream ensuring exposure to core activities.

The 2021 Graduate Program commences in February 2021.

DURING THE PROGRAM

As part of the graduate program, we’ll provide: 

• rotations and experiences in genuine roles, doing real and meaningful work that contributes to NAB’s business priorities 
• learning and development opportunities tailored to your needs
• a committed team to support you as you go, with supportive managers for each rotation
• exposure to senior leaders
• networking events to help you build connections 
• opportunities to take ownership of or get involved in projects, initiatives, committees and community work

AFTER THE PROGRAM

After the 15 months, if you successfully complete the graduate program, you’ll be offered a permanent role with us.

You’ve studied hard and you’re ready to take the next step. We understand that once you graduate, it’s not always easy to find your way. We can help you develop the skills, knowledge and network with which to build an exciting and inspiring career.

Everyone's career path is unique. That's why we offer various career options and development opportunities that fit with your study and aspirations. We’ll support you every step of the way to help you find a role that you’re passionate about.

We’re passionate about making a difference to our community, creating value and exceeding our customers' expectations.

We’re looking for graduates who feel the same way - people who look for opportunities to find better and simpler ways of doing things. If you have resolve and commitment to be top talent in your field, the NAB Graduate Program can help you.

The benefits of working for NAB 

• Flexible work options, so you can balance your work and personal life.
• Competitive remuneration packages.
• Access to Work Life NAB, our employee benefits program: discounts on product and services including home loans, credit cards, insurance, gym membership, travel and more.
• Sixteen hours paid leave each year to volunteer in the community.

Find out more about the benefits of working at NAB.

A strong graduate cohort

As a grad, you'll build valuable networks and make new friends - many of whom you'll work with in the years to come.

There’s a strong focus on our graduate community. Our graduates run a committee which provides social gatherings, networking events and opportunities for community liaison and volunteering. Our graduates also have regular opportunities to showcase their knowledge and skills within our organization and the wider community.

A community minded organisation

It feels good to be part of an organisation that cares about its community. We’re a leader in corporate responsibility.

We strive to make a positive and sustainable impact on the lives of our customers, people, shareholders, community, and the environment in which we operate.

Our corporate responsibility agenda is seen in all parts of our organisation and you’ll have the opportunity to be involved. We promote an inclusive culture that supports every employee at every stage of their lives and career.

We embrace diversity of thought and background, recognising our people for who they are and the value they bring.

To drive inclusion, we have a range of diversity initiatives focussing on: 

• flexibility
• gender 
• Indigenous Australians 
• mature-age people 
• people with disabilities 
• our LGBTI community

Why is this important?

To set our business up for long-term success, we need a workforce that reflects the customers we serve and our communities. To help us get there, we need to provide our female employees with support and encouragement to reach their full potential.

What do we do?

Throughout our businesses, from entry level roles to our executives we are committed to every level having 40% - 60% of either gender represented by 2020. In 2017, the NAB Board approved new measurable objectives for achieving gender diversity over the next three years.

“Towards 2020: NAB’s road to gender equality” explains more about our 2020 commitment and outlines how we will get there.

In December 2016, we achieved the 2016 Workplace Gender Equality Agency Employer of Choice for Gender Equality citation. We are proud to achieve this recognition as a demonstration of our continued drive and commitment to achieving gender equality.

Preparing women to be the leaders of tomorrow

Hiring women has never been about 'making up the numbers'. It's been about finding the right people for the right roles. We have a range of targeted programs and practices that provide women with opportunities, such as NAB Board Ready, which prepares women for board positions in the future and Breakthrough – a suite of development programs designed to equip our female employees with the skills, knowledge and tools they need to transition to senior roles.

We’re focused on fairness

We are committed to fair and equitable remuneration for all employees that is consistent with our market and performance framework. We actively address barriers to equal pay between men and women. That’s why our gender pay gap continues to decrease and sits below the industry average. We’ve also extended our 12 weeks’ paid parental leave to eligible parents at NAB, regardless of gender.

We believe it’s important to recognise the interdependencies at play when it comes to equality. In 2013, we became the first major bank in the country to introduce a domestic violence support policy. We also know that that when women in business are visible it inspires change. We’ve signed a pledge to participant in more events for women. And as business leaders, we try to ensure that events we participate in have a gender balance.

Have an enquiry about our approach to gender equality? Email the recruitment team.

Why is this important?

Employment is much more than simply receiving an income. Economic independence and stability, financial capability, career prospects and greater confidence come with having a real job. We leverage our strength as a bank and one of Australia’s largest employers, to provide work opportunities for Australians and Aboriginal and Torres Strait Islander people.

What do we do?

We continue to offer a range of initiatives including school based and adult traineeships, internships and general recruitment for Indigenous Australians. While the employment program opens doors and provides training and support, our Indigenous employees work hard to create their own success.

We’ve invested in growing the pipeline of Indigenous employment

We provide school based traineeships for students in Year 10-12 and adult traineeships for individuals interested in a career at NAB. During the traineeship, trainees complete a Certificate II or III in Business, receive on-the- job experience at our branches and head offices around the country; and receive mentoring from our employees and external partners.

We’ve provided internships to university students

Internships are for university students seeking a career in financial services. Internships are managed in partnership with CareerTrackers and are designed to build each student’s confidence, skills and abilities in the workforce as well as exposure to a corporate working environment.

We’re looking to open more doors

We are always seeking great candidates interested in joining NAB. If you’re interested in joining us, please email us - [email protected]

We’re improving cultural awareness across the business

We provide a range of opportunities for our people to lift their understanding and actively get involved through our cultural awareness initiatives. This includes cross cultural training, specialist experiences for our senior executives, employee secondments to the Kimberley region WA and skilled volunteering.

More room to be yourself.

We've always taken pride in being a company that supports people for who they who are, no matter what their sexual orientation or gender identity.

Our NAB Pride employee resource group provides a fantastic support network for our employees who identify as lesbian, gay, bisexual, transgender or intersex (LGBTI), and continues to raise awareness across the organisation. The feedback is that NAB Pride is a big part of the reason that more and more LGBTI+ employees are coming to work each day feeling comfortable in their own skin.

We also work with external partners like Pride in Diversity, the only not-for- profit workplace program in the country designed specifically for the LGBTI community. Pride in Diversity run the Australian Workplace Equality Index (AWEI), and this year, we were awarded a 'Silver Status'.

And we're just as committed to supporting the wider LGBTI community - advocating and supporting events including the 2018 Midsumma Festival in Melbourne, the Fair Day at Brisbane Pride and partnering with the AFL to create the NAB Challenge Pride match, which raised awareness and acceptance of LGBTI+ communities in sport.

Additionally, we partnered with Pride in Diversity, to host internal LGBTI Awareness Training Sessions across Australia to increase the awareness of workplace inclusion.

We want our LGBTI+ employees and customers to be proud of who they are, because we’re just as proud to stand alongside them.

Why is this important?

We know that to fulfil our vision of being Australia’s leading bank, trusted by customers for exceptional service, we need to be good with money and get the basics right. With more than 33,000 of our people helping more than 9 million customers with their banking needs, we need to be good with people too.

There are more than 4 million Australians living with disability1, and so it is important that we design our products and services with accessibility in mind. A culture of accessible products and services is central to great customer experiences and a positive working environment for our people.

What do we do?

We’re committed to providing exceptional service for customers – not only by getting the basics right, but also going above and beyond to develop trust. We do this by building genuine, lasting relationships, as well as innovative, world-class products and support.

The 2019 - 2020 Accessibility Action Plan is one of many ways we’re doing this. At its heart are actions to listen and respond to customers, and support our people by providing a great place to work.

To achieve this, we’ve focused on four key areas:

• Inclusive and universal design when developing products and services.
• Embedding an inclusive culture through the stories we tell and recognising our diverse workforce and community.
• Listening to our customers and acting on feedback.
• Increasing the disability confidence of our people to create an environment that anticipates, and seamlessly accommodates, diversity.

Central to everything is a commitment to create more of what matters to our customers, people and communities – and accessibility is an important part of this.

You can read more about this and our commitment to our people, customers and communities in the Plan below.

Download the Accessibility Action Plan 2019 - 2020 (PDF, 585KB)

Download the Accessibility Action Plan 2019 - 2020 (Word doc, 267KB)

Download the Accessibility Action Plan 2019 - 2020 Easy English (PDF, 1.9MB)

Download the Accessibility Action Plan 2019 - 2020 Easy English - Accessible (PDF, 732KB)

Note: The Word document version maximises accessibility when used with a screen reader. Please email us at [email protected] if you would like us to provide the plan in an alternative format.

[1] (18.3% or 4.3 million people) Australian Bureau of Statistics (ABS), ‘Disability, Ageing and Carers, Australia: Summary of Findings, 2015’

Everyone's welcome to work for us - regardless of their ethnicity, sexual orientation, gender, or any disabilities they might be living with.

But inclusion means more than opening our doors to people from all walks of life. It means encouraging those people to be the best they can be and it means making them feel valued - not only for the great work they do, but also for the qualities that make them unique.

We're always working to ensure this inclusive culture doesn't just exist, but that it allows our people to thrive - and that our differences are celebrated.

That's why we're providing better access and support for employees with disabilities, and ensuring our LGBTI employees aren't defined by their sexual orientation.

We also have programs in place for our African and Indigenous Australian employees, so that they can feel supported - and share their insights and ideas.

Every day, thousands of people come to work for us. And each time they walk through the doors, we want them to know how valued they are.

That's why we're committed to continue building a workplace that's as diverse as it's dynamic. The qualities that make each of our people unique aren't just embraced - they're valued. Because we know that when you feel completely comfortable in your own skin, you can fully realise your potential.

This spirit of diversity and inclusion is more than just an idea or a goal. It's a huge part of who we are. You'll see it in the executive teams, right through to the local branches and the relationships our staff are building with our equally diverse customers.

So regardless of your gender, your age, or your background, there's room for you to realise your potential here. And importantly, there's room to be yourself.

You can access our Diversity and Inclusion Policy (PDF, 77KB).

We’re transforming our business, setting up the bank for the future. Technology is at the heart of this change to deliver great customer experiences.

Technology at NAB is an inclusive place for innovation and inspiration. Our team is one of the largest in Australia and connects with all business areas across the enterprise.

PROGRAM LOCATIONS 

• Melbourne
• Sydney

DEGREES AND MAJORS YOU’LL NEED

You need to have studied a major in technology to be eligible for this program in conjunction with one of the below degrees:

• Applied Science (Cyber Security) 
• Applied Science (Multimedia)
• Business Information Systems
• Computer Engineering
• Computer Science 
• Digital Technologies
• Information Technology
• Programming
• Software Engineering 
• Robotics 
• Mathematics

Choose a Sub Stream

Technology at NAB is a large and varied department. If you’re successful, you’ll get to choose a sub stream from the list below to really refine your area of expertise.

Software Engineering & Development Operations

This stream entails working with physical systems, to the design, development, testing, deployment and management of software systems across the business. The purpose of this function is to deliver critical services and projects within the organisation and helps drive productivity within Technology and across the enterprise.

Security

Our Information Security Services teams protect information, enable innovation and deliver services to the highest standards in order to protect and secure our information technology systems and data. In this stream you’ll use proven leading-edge security technology and industry best practices to provide advice and solutions the business needs to engage securely with the enterprise and customers.

WHAT YOU’LL DO IN TECHNOLOGY AND DIGITAL

You may be involved with some of the following activities:

• Find innovative solutions to real life problems, and simplify the technology landscape wherever possible. 
• Use market leading tools and platforms. 
• Work on new technology prototypes, projects and process automation. 
• Analyse and improve business systems and processes.
• Work with businesses to build agile, stable and secure technology services. 
• Work on security controls (including cyber security and intrusion prevention).
• Create and implement solution design. 
• Cloud transitions and transformations.
• Technical programming. 
• Data wrangling & analysis.
• Reporting and analytics (including modelling).

WHERE TECHNOLOGY CAN TAKE YOU

Our graduate program is designed to develop the foundations for our leading talent in Technology.

Graduates will enhance their knowledge, skills and understanding of technologies and how they apply in the enterprise’s environments. Our graduates successfully transition into analyst roles within their chosen Technology stream.

Want to learn about where Technology at NAB can take you?

Data Analytics teams are at the core of our business. They ensure an exceptional experience for all of our personal and business customers.

Our people lead, inspire and drive projects and solutions that meet the strategic needs of our customers and business. Opportunities in this space are pivotal to our transformation agenda.

Our roles include customer and non-customer facing teams who provide a range of support functions. We develop and enhance technology services, manage transformational change and implement new ways of working. We even help our frontline business deliver an exceptional customer experience.

PROGRAM LOCATION

Melbourne

DEGREES AND MAJORS YOU’LL NEED 

• Computer Science
• Data Science 
• Engineering (for Automation/Process Engineering stream) 
• Mathematics
• Psychology
• Science 
• Software Engineering
• Statistics 

WHAT YOU’LL DO IN DATA ANALYTICS 

• Use your analytical capabilities to help make data-driven decisions across the business, applying advanced analytics to discover insights through data science, automation and artificial intelligence. 
• Use process engineering methodologies to drive operational excellence, process automation, process standardisation, re-engineering and optimisation with a focus on improving the customer experience.
• Use advanced analytics and machine learning techniques to discover actionable insights, or build new analytic capabilities for our customers and business. 
• Technical operations from the ground up including planning, communications, and execution.
• Working with supportive leaders who will provide coaching, mentoring and help enhance your networks. 
• Connecting with key stakeholders on exciting projects to enhance the customer experience.

WHERE THIS STREAM CAN TAKE YOU

Our program allows you to specialise and build a career in Data Analytics with experience across a range of key business areas. Graduates successfully transition into an analyst role within either Process Engineering or Data Analytics.

Project Delivery & Planning are responsible for successfully delivering changes that focus on great customer experiences. We partner with different business units and build teams with diverse and exceptional skills to deliver value in the most effective and sustainable way possible.

PROGRAM LOCATION

Melbourne

WHAT YOU’LL DO IN PROJECT DELIVERY & PLANNING 

• Successfully deliver quicker, smarter and more effectively utilising Agile Frameworks, Human Centered Design and Lean methodologies. 
• Provided with coaching, capability development and training to accelerate your career.

Acquire skills in diverse roles including: 

• Project Management / Scrum Mastery.
• Business Analysis.
• Project Governance and Reporting.

WHERE THIS STREAM CAN TAKE YOU

Our graduates go on to careers in Project Management via Analyst roles in Business Analysis, Scrum Mastery or Project Office.

We’re Australia’s largest business bank. Our focus is on small to medium businesses and investors. We’re passionate about providing specialised financial products, market insights and advice to help our customers thrive across different industries.

We care about developing our people through targeted learning and on-the-job experience. We’re all about building relationships with our customers and having great business bankers to do so.

PROGRAM LOCATION 

• Melbourne 
• Sydney
• Brisbane
• Gold Coast/Southport
• Sunshine Coast
• Perth
• Adelaide

DEGREES AND MAJORS YOU’LL NEED 

• Accounting
• Business
• Commerce
• Economics 
• Finance 
• Pharmacy
• Property

BUSINESS AREAS

You’ll complete rotations in some of the following business areas: 

• Business Direct and Small Business 
• Government, Education, Community and Franchise Banking 
• NAB Business
• NAB Health
• NAB Private

THE WORK YOU’LL DO IN BUSINESS AND PRIVATE BANKING

You may be involved with some of the following activities: 

• Develop and build strong customer relationships. 
• Undertake financial analysis to derive insights. 
• Provide tailored and integrated financial solutions. 
• Use direct and digital channels to support our customers’ everyday needs. 
• Construct business lending proposals with recommendations for approval.
• Proactively identify and fulfil sales opportunities. 
• Develop an understanding of bank products to match our customer needs. 
• Assist in the acquisition and onboarding of new customers.

WHERE THIS STREAM CAN TAKE YOU

Our graduates successfully transition into challenging roles within one of our business banking teams, kick starting a career in Business and Private Banking.

We provide global financial insights and solutions to leading corporations beyond the ASX 250 segment. We help our customers with debt structuring, funding solutions, research, trading and custodial services to superannuation, insurance and investment managers.

PROGRAM LOCATION

• Melbourne
• Sydney

DEGREES AND MAJORS YOU’LL NEED

• Business 
• Commerce 
• Computer Science 
• Econometrics 
• Economics 
• Engineering 
• Finance 
• Law 
• Mathematics
• Science

BUSINESS AREAS

You’ll complete rotations in some of the following business areas:

• Asset Servicing 
• Business Transformation 
• Client Coverage
• Corporate Finance 
• Markets

WHAT YOU’LL DO IN CORPORATE AND INSTITUTIONAL BANKING

• Use your sales, trading and research capabilities to support local and global customers across traded markets.
• Provide innovative funding solutions and access points to global capital markets. 
• Provide custody, master custody, investment administration and other related services to both local and international clients, including corporate and industry superannuation funds, investment managers and institutional banks.
• Assist in the relationship management of our large corporate and institutional customers. 
• Analyse and interpret complex financial information to provide appropriate recommendations.
• Develop an ongoing awareness and understanding of market risk, industry knowledge and risk appetite.
• Provide technical, analytical, administrative and direct client support.

WHERE THIS STREAM CAN TAKE YOU

Our graduates successfully transition into analyst roles servicing a variety of customers across our Corporate and Institutional Banking teams.

We look after NAB Group’s finance activities, investor relations, debt funding, interest rate risk management, global taxation, audit of business environment, and economic research. Through Treasury we are also responsible for the management of NAB’s liquidity, capital, funding and balance sheet.

PROGRAM LOCATION 

Melbourne

DEGREES AND MAJORS YOU’LL NEED

• Accounting
• Business
• Commerce 
• Economics 
• Finance

BUSINESS AREAS

You’ll complete rotations in some of the following business areas: 

• Investor Relations 
• Group Economics
• Group Finance Internal Audit 
• Group Treasury
• Management Accounting

WHAT YOU’LL DO IN FINANCE 

• provide economic insights for our business, clients and customers 
• assist in the management of our capital, funding and balance sheet 
• assist with our group financial results, taxation matters and planning
• business development and projects 
• assess the controls, reliability and integrity of our business and technology environment
• develop an understanding of risk frameworks and controls 
• identify trends and patterns in data to derive and communicate insights

WHERE THIS STREAM CAN TAKE YOU

Our graduates successfully transition into analyst roles across our diverse teams focused on providing financial support and insight.

We manage the risks that exist in all areas of the business and the environment in which we operate. We help maintain a strong risk governance and framework that originates at board level and cascades down through the NAB group. We contribute to NAB’s sustainability and resilience by partnering through the provision of risk insight, appetite and oversight.

PROGRAM LOCATION 

Melbourne

DEGREES AND MAJORS YOU’LL NEED 

• Accounting
• Actuarial Science/Statistics
• Business Analytics
• Commerce
• Computer Science
• Data Analytics
• Engineering 
• Finance
• Law
• Mathematics 
• Science

BUSINESS AREAS

You’ll complete rotations in some of the following business areas:

• Credit Risk 
• Compliance 
• Group Risk
• Operational Risk 
• Regulatory Strategy and Affairs

WHAT YOU’LL DO IN RISK 

• learn about the various risks within our industry and across the NAB Group 
• develop risk data analytic capabilities 
• develop and deliver our risk management framework 
• promote a risk culture across the business

WHERE THIS STREAM CAN TAKE YOU

Our graduate program is designed to lead to a career in risk. Our graduates successfully transition into analyst roles within one of the many teams across Risk, giving them diverse opportunities to specialise.

WHY JOIN THE PROGRAM?

• Do you want to kick-start your career?
• Are you interested in building employability skills to complement your study?
• Are you looking for first-hand experience in the inner workings of a successful organisation?
• Are you passionate about customers and want to make a real difference?
• Do you want to return to university from your summer break with a potential graduate position?

If you answered yes to all the above, join us over your summer break for our innovative approach to an intern program.

Our Summer Intern Program is offered to university students in their second last year of their degree (undergraduate or postgraduate).

7-week paid program

Our Summer Intern Program 2020/2021 is an invaluable 7-week program that will help develop skills and capabilities important for career success in the workforce of the future.

Focus on employability skills

You’ll discover firsthand what it’s like to learn and work in one of Australia’s largest and most successful financial institutions. You’ll also gain insights and learnings to your own personal work style and employability skills.

HOW DOES THE NAB SUMMER INTERN PROGRAM WORK?

We know you’ve studied hard and might not know exactly what you want to do when you finish your degree. We understand it’s not always easy to find your way. Our program is designed to back you in this early stage of your career, to help you develop the skills, knowledge and network with which to build an exciting and inspiring career, no matter where it takes you.

This year our program involves virtual Employability and Future Skills development workshops combined with an immersive business placement. You’ll not only gain insights into the banking and finance industry, but you'll also learn more about your own working style with a personal action plan. You’ll be provided career coaching to determine what you want from your career and how to achieve it.

Regardless of the business area you choose, our Summer Intern Program is a worthwhile investment in your future. You’ll be surprised at the skills you develop and the friends you make along the way.

At the end of our program, you’ll also have the opportunity to apply and potentially receive an early offer for our Graduate Program the following year.

SUMMER INTERN PROGRAM STREAMS

You’ll have the option to choose one of our core business stream to get ahead of the curve and find somethings that works for you.

BUSINESS AND PRIVATE BANKING

With our focus on small to medium businesses and investors we’re passionate about providing specialised financial products, market insights and advice to help our customers thrive across different industries. You’ll learn all about building relationships with our customers.

RISK

Our customers come from all walks of life and so do we. Start your career with an organisation that celebrates and thrives on the differences in our people. We know you’ve studied hard and might not know exactly what you want to do when you finish your degree. We understand it’s not always easy to find your way. Our Summer Intern Program is designed to back you in this early stage of your career, to help you develop the skills, knowledge and network with which to build an exciting and inspiring career, no matter where it takes you.

CORPORATE AND INSTITUTIONAL BANKING – FINANCIAL MARKETS

Our Financial Markets team utilise sales, economic and quantitative research to provide local and offshore customers access to both traded and illiquid markets, including fixed income, money markets, credit, derivatives, currencies and commodities. This includes trading between all types of banks, superannuation funds and domestic and multi-national companies.

CORPORATE AND INSTITUTIONAL BANKING – CORPORATE FINANCE & CLIENT COVERAGE

Our Corporate Finance and Client Coverage teams work together to finance corporate growth, provide specialised financing solutions, create value through working capital and enable global transactions. In these teams you’ll work with industry specialists to provide solutions for our customers in their relevant markets.